Micro Credit Management Software

Run Your Entire Micro Credit Business with

A complete micro credit management product for microfinance lenders — daily, weekly, and monthly credits, automated schedules, field collections, guarantors, rescheduling, and real-time reports.

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Credit Lifecycle Management
Daily · Weekly · Monthly
Built in Jaffna, Sri Lanka
Live Dashboard
Real-time data
ONLINE
LKR 45,200
Today's Collections
Active Credits
128
Overdue
3
Daily
64
Weekly
42
Monthly Target 72%
Yaazh MicroFin
Yaazh MicroFin
microfin.yaazhakam.lk
All Branches
SaaS Platform
Access anywhere
Credits
Create · Approve · Close
Daily
Weekly · Monthly Schedules
Collect
Payments & Penalties
Reports
Overdue & Branch Analytics
Micro Credit Features

Every Tool Your Micro Credit Business Needs

From credit approval to final collection — Yaazh MicroFin covers the full microfinance credit lifecycle.

Credit Application & Approval
Create credit requests, attach documents, add guarantors, approve or reject, and disburse with full audit history.
Auto Repayment Schedules
Generate daily, weekly, or monthly installment plans automatically based on credit amount, rate, and tenure.
Payment Collection
Record full or partial payments, apply penalties, document charges, and print receipts for every collection.
Customer & Guarantor Records
Maintain borrower profiles, NIC details, guarantor links, credit history, and branch assignments in one place.
Installment Rescheduling
Shift due dates for individual credits or bulk-reschedule around holidays with optional reschedule charges.
Holiday Calendar
Define non-working days and let the system detect overlapping installments and offer smart date shifts.
Overdue & Penalty Tracking
See overdue installments instantly, apply penalty rules, and follow up with SMS reminders.
Credit & Collection Reports
Credit summaries, repayment history, branch performance, expense tracking, and exportable reports.
SMS Payment Reminders
Send automated payment reminders and notices to customers directly from the platform.
Micro Credit Types

Daily, Weekly & Monthly Micro Credits

Configure and manage every repayment cycle your microfinance business offers — all from one product.

Daily Repayment
Daily Micro Credit
Short-term credits with daily installments

Built for lenders who collect small installments every day. Auto-generate schedules, track each day's due amount, and monitor field collections in real time.

Daily installment schedule generation
Per-day collection & balance tracking
Overdue detection after missed days
Penalty rules for late payments
Credit closure when fully repaid
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Weekly Repayment
Weekly Micro Credit
Credits aligned to weekly income cycles

Ideal for borrowers paid weekly. Configure tenure in weeks, set interest and document charges, and let the system handle the rest.

Weekly repayment schedule engine
Working-day aware due dates
Guarantor-linked credit records
Partial payment support
Weekly collection summary reports
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Monthly Repayment
Monthly Micro Credit
Term credits with monthly installments

For larger microfinance facilities with monthly repayments. Full lifecycle from disbursement to closure with reschedule and holiday support.

Monthly installment planning
Holiday-based date rescheduling
Reschedule charge recording
Long-term balance tracking
Complete credit audit trail
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Getting Started

From Setup to First Credit in 4 Steps

Yaazh MicroFin is designed so microfinance teams can go live quickly — configure once, then focus on customers and collections.

1
Set Up Company
Add your organization, branches, credit types, interest rates, and working-day rules.
2
Add Customers
Register borrowers with NIC, guarantors, documents, and assign them to branches.
3
Issue Credits
Approve and disburse micro credits — the system auto-builds daily, weekly, or monthly schedules.
4
Collect & Report
Record payments in the field, track overdue credits, and review collection reports daily.
Who Uses It

Made for Microfinance Businesses

Yaazh MicroFin is the micro credit operations backbone for microfinance teams across Sri Lanka.

Ideal For
Daily collection microfinance lenders
Weekly repayment credit providers
Monthly installment credit operators
Multi-branch microfinance companies
Field agents who collect door-to-door
Teams moving from ledgers to software
To Get Started
Subscribe and create your organization
Configure branches and staff roles
Define credit products and charges
Start issuing and tracking micro credits
Partner Review

What Our Users Say

Feedback from microfinance businesses using Yaazh MicroFin.

We run our entire daily and weekly micro credit portfolio on Yaazh MicroFin. Repayment schedules, field collections, overdue tracking, and branch reports — all in one product. It has cut our manual ledger work dramatically and given us full visibility as directors. I recommend it to any microfinance business that wants reliable, Sri Lanka-ready micro credit software.

D
Director
JS Micro Credit (PVT) Ltd
Product FAQ

Questions About the Product

Answers to common questions about Yaazh MicroFin micro credit management software.

What credit types does Yaazh MicroFin support?
The product supports daily, weekly, and monthly repayment micro credits. You can configure multiple credit types with different interest rates, document charges, penalty rules, and tenure limits for each cycle.
How are repayment schedules generated?
When a micro credit is approved and disbursed, Yaazh MicroFin automatically creates the full installment schedule based on the credit amount, interest rate, repayment type, and number of periods. Working-day rules and holidays are applied automatically.
Can I reschedule installments around holidays?
Yes. Add holidays to your calendar and the system detects overlapping due dates. You can reschedule installments for a single credit or bulk-shift dates across all credits, with optional reschedule charges recorded in the payment history.
Does it support partial payments and penalties?
Absolutely. Collectors can record full or partial payments against any installment. Overdue installments can have penalties applied based on your configured rules, and all transactions are logged with timestamps and user details.
How do I access the platform?
Log in with your organization credentials at microfin.yaazhakam.lk. For new subscriptions or demos, contact us at 0767702379 or WhatsApp the same number.
Contact Us

Talk to the Yaazh MicroFin Team

Get a product demo, subscription details, or technical support. We are based in Jaffna and serve microfinance businesses across Sri Lanka.

Address
Jaffna, Sri Lanka
Phone
0767702379
Opening Hours
Mon – Sat: 9:00 AM – 5:00 PM
Follow Us
Yaazh MicroFin

Yaazh MicroFin
Jaffna, Sri Lanka

WhatsApp 0767702379

Ready to Manage Your Micro Credits Smarter?

Log in to your account or contact us on WhatsApp to get started with Yaazh MicroFin today.

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